Just throwing a general question out to the board. Yahoo article indicates, Stocks Mixed, Treasury Note at 16 year high. Several articles like this have been posted throughout August. I guess the purpose is to underline/ explain the market decline during this past month. High treasury yields and a lot of cash on the sideline/ not invested. Initially, I am thinking, it might be wise to go ahead and start building up some money in Treasury notes. Its stable/ get your 4%. But if inflation is persistent at 3+%. You really are only netting 1% yearly. And even if they get inflation to 2%, your only gaining 2%. So, you are not crushing it, barely growing. I know that the older you get, the more stable you want. But I guess it surprises me, that there is that much cash on the sideline, just letting inflation erode the value. I get having a "certain amount" in stable funds. My thoughts are about 3 years' worth of income to weather any kind of major recession that would see investments fall greatly. The rest keep in a moderate to moderately aggressive mix to try to get some gains that help you grow your investments.
What are other perspectives on this. How should I look at this differently.
“Anti-intellectualism has been a constant thread winding its way through our political and cultural life, nurtured by the false notion that democracy means that my ignorance is just as good as your knowledge.” Isaac Asimov
Panta Rhei Heraclitus